Texas Lending Laws

CHAPTER 342. CONSUMER LOANS – statutes.capitol.texas.gov – (b) A license holder who held a license under the Texas Regulatory Loan Act and was issued a license to make loans under that chapter as provided by Section 4, Chapter 274, Acts of the 60th Legislature, Regular Session, 1967, shall maintain for the office for which that license is held net assets of at least $15,000 that are used or readily.

OCC: Fair Lending – Predatory Lending. Fair lending laws also contain provisions to address predatory lending practices. Some examples follow: Collateral or equity "stripping": The practice of making loans that rely on the liquidation value of the borrower’s home or other collateral rather than the borrower’s ability to repay.

Texas Title Loan Laws – Loan Cheetah – Texas Title Loan Laws. Title loans are short-term, secured loans that are based on the value of a vehicle the consumer uses as collateral.Title loans are usually small-dollar loans designed to help consumers catch up on car payments, rent, utilities, groceries, and credit card bills.

Texas Company Agrees to $550,000 Settlement Over Subprime Auto Loans – after a larger investigation revealed that it had facilitated car loans to consumers with poor credit. Under the agreement, which also included the Massachusetts Attorney General’s Office, Texas-based.

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Guestview: Student loan debt shouldn’t cost you your job – The reason: He had fallen behind on his student loan payments and Texas law allows the state to suspend or revoke a professional license as punishment for falling behind on student loan payments. The.

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Best Mortgage Loan Officer Houston Tx  | Mortgage Loan Officer Houston Tx  LaVerne St Mary CHAPTER 306. COMMERCIAL TRANSACTIONS – statutes.capitol.texas.gov – (b) If a commercial loan is paid in full before the end of the stated term of the loan and the amount of interest received for the period that the loan exists exceeds the amount that produces the maximum rate authorized by law for that period, the lender shall: (1) refund the amount of the excess to the borrower; or

Cosigning a Car Loan in Texas – Texas Law on a Cosigner According to the Texas Administrative Code. Cosigner and Primary borrower car loan rights The primary borrower and the cosigner have similar rights – except when it comes to.

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