|
| Credit Card Review |
The Platinum Business Credit Card, issued by American Express®, is an ideal card for business owners with good credit who prefer to manage all business-related expenses on one credit card and plan to carry a revolving balance.
The card has a reasonable interest rate for those who qualify, providing a low cost option for paying business expenses over time. The The Platinum Business Credit Card is a good card. The card also offers a 0% introductory rate for twelve months on purchases and a fixed 4.99% introductory rate for the life of the loan on balance transfers made during the application process or posted to the account within 45 days.
Those who are familiar with American Express® cards know that a variety of services and benefits are available to cardholders that include various purchase security features, up to $100,000 in travel accident insurance, and special discounts at participating merchants including AT&T®, FedEx®, 1-800-FLOWERS.COM®, and Hertz®. Apply for the The Platinum Business Credit Card today and start enjoying the exclusive benefits. However, it is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply in order to take advantage of the discounts.
Cardholders are also granted access to the Membership Reward Express® program for no additional annual fee. The Platinum Business Credit Card is all about getting the attention you deserve. The program offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Reward Options program, it is one of the most flexible credit card reward programs available as it has no yearly limit and no expiration applied to earned points.
Therefore, those who qualify for the lowest rate offered, are planning to carry a revolving balance (due to the low interest rate), and will be able to take advantage of the discounts and reward program offered may find The Platinum Business Credit Card beneficial.. The Platinum Business Credit Card Reviews and Reward Card Applications Online
Most Attractive Feature: Access to Membership Rewards Express® program; special discounts at participating merchants; many benefits and additional perks; no annual fee.
Least Attractive Feature: Not all applicants may qualify for the lowest rate offered.
Apply Now For The Platinum Business Credit Card
|
|
Note: The review
of this The Platinum Business Credit Card from American Express was updated on April 24, 2008
*Terms and Conditions
|
|
| Key Card Information |
|
Introductory Rate: |
0% APR for 12 Months |
|
Time Period: |
12 Months |
|
Applied Towards: |
Purchases |
|
APR (Purchases): |
11.24% |
|
APR (Cash Advances): |
23.24% |
|
Finance Configuration: |
Average Daily Balance (including new purchases) |
|
Annual Fee: |
$0 |
|
Additional Cardholders: |
$0 |
|
Grace Period: |
25 Days |
|
Minimum Credit Limit: |
n/a |
|
Maximum Credit Limit: |
$50,000 |
|
Late Payment Fee: |
$19 if balance is less than $400; $38 if balance is $400 or more |
|
Over-The-Limit Fee: |
$35 |
|
Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
|
Balance Transfer Fee: |
There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
|
Introductory Rate Details: |
A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process or posted within 45 days. Introductory rate applies to purchases made using the card at physical locations. |
| The Rewards Program
Highlights |
|
Expiration: |
None |
|
Yearly Limit: |
None |
|
Points per Dollar: |
1 Point |
|
Additional Points: |
None |
|
Point Details: |
Points are redeemable for merchandise, entertainment, and travel related benefits. |
| Additional Highlights of Interest |
|
Special Card Benefits and Features
Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Up to $100,000 in travel accident insurance.
Lost luggage insurance.
Auto rental insurance.
Emergency card replacement.
Access to OPEN: The Small Business Network services.
Discounts at FedEx®, Hertz®, AT&T, and other participating merchants.
See website for additional benefits.
Important Notes Regarding This
Offer
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
|
Apply Now For The Platinum Business Credit Card
Blue Cash® for Business Credit Card | Chase Business Cash Rewards Card |
Apply
now for this card