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| Credit Card Review |
The Money Return® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those who are looking for a platinum credit card with a unique cash back reward program.
Cardholders will earn a 10% rebate on any finance charges that are applied to the account. Apply for the Money Return® Visa® Platinum Plus® from Bank of America . Rebates of $2 or more are mailed via check. Rebates of less than $2 are credited to the account. A complete informative web site and a guide about the Money Return® Visa® Platinum Plus®. Refunds are dispersed in January for the preceding year. Accounts must be in good standing to receive the refund. Money Return® Visa® Platinum Plus® is all about getting the attention you deserve. Of course, the major drawback of the program is that cardholders have to carry a monthly balance in order to receive any rebates, which can prove costly to those approved for the highest rate.
This card offers a 0% introductory rate that can be applied to purchases, balances transfers, and cash advance checks for the first six billing cycles, and it provides a reasonable APR for purchases and balance transfers once the introductory rate expires. There is also no annual fee. Bank of America has announced the Money Return® Visa® Platinum Plus®.
In addition to the rebate, cardholders can expect platinum benefits including auto rental insurance, various travel and emergency assistance services, and purchase replacement.
Therefore, those who would like a rebate based on incurred finance charges and qualify for the lowest rate offered will find the Money Return® Visa® Platinum Plus® to be a beneficial option.
Most Attractive Feature: 0% introductory rate; no annual fee; rebate program.
Least Attractive Feature: Rebates only earned on finance charges.
Apply Now For Money Return® Visa® Platinum Plus®
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Note: The review
of this Money Return® Visa® Platinum Plus® from Bank of America was updated on May 2, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Billing Cycles |
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Time Period: |
See Terms and Conditions |
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Applied Towards: |
Purchases, Balance Transfers |
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APR (Purchases): |
APR Varies* |
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APR (Cash Advances): |
APR Varies* |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$19 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
$500 |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $10 minimum |
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Introductory Rate Details: |
The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks. |
| The Rewards Program
Highlights |
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Expiration: |
n/a |
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Yearly Limit: |
None |
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Rebate Minimum: |
10%** |
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Rebate Maximum: |
10%** |
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Additional Rebates: |
None |
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Rebate Details: |
**10% of the total interest charges that the cardholder paid will be reimbursed to them at the end of every calendar year. Rebates of $2 or more are mailed via check. Rebates of less than $2 are credited to the account. Accounts must be in good standing to receive the refund. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
See website for card benefits.
Important Notes Regarding This
Offer
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Money Return® Visa® Platinum Plus®
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