Discover® Student Card - Tropical Beach
issued by Discover

Discover® Student  Card - Tropical Beach

Rating: 5 stars Card Category: Student
ApplicationApply now for this card or
read on for a full review of all the features.
The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash reward credit card.

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. The card from Discover - Discover® Student Card - Tropical Beach. Plus, cardholders earn up to 1% for general purchases.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a full 1% rebate.*

Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. Today Discover offers a wide range of credit card. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

Aside from the reward program, the card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers. The nice fact for you is that you can apply Discover® Student Card - Tropical Beach.

The APR for this card is reasonable and but there is no annual fee and 0% interest that applies to purchases for six months.

Therefore, students who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Tropical Beach has to offer.


*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. You're on your way to more rewards with the Discover® Student Card - Tropical Beach. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.


Most Attractive Feature: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Least Attractive Feature: Low rate not available to all applicants.

Apply Now For Discover® Student Card - Tropical Beach

  Note: The review of this Discover® Student Card - Tropical Beach from Discover was updated on April 1, 2009. *Terms and Conditions
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