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| Credit Card Review |
The CitiBusiness® Card with ThankYou(SM) Network, issued by Citibank, is designed for those who are looking to maintain and manage all business-related expenses with one credit card and plan to take advantage of the reward program.
Through the reward program, cardholders earn three points for every dollar spent at certain office supply merchants and on professional services, and they earn one point for every dollar spent on all other purchases. The following credit card offer is for the CitiBusiness® Card with ThankYou(SM) Network. These points can be redeemed for various items and services. There is a 100,000 yearly limit to the number of points that can be earned, and points expire in three years. The CitiBusiness® Card with ThankYou(SM) Network is the perfect card. After $250 in purchases, cardholders will earn 10,000 ThankYou® points, redeemable for a $100 gift card.
This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers as compared to other business credit cards. View the specifics of the CitiBusiness® Card with ThankYou(SM) Network, including intro APR, duration, regular APR, reward programs, etc. There is also a very attractive 0% introductory rate available on purchases for twelve months.
The card offers many platinum cardholder benefits such as travel accident insurance, auto rental insurance, and fraud protection. In addition, cardholders can take advantage of the various discounts that are offered at participating merchants and retailers (visit the Citibank website for full details). CitiBusiness® Card with ThankYou(SM) Network Reviews and Reward Card Applications Online.
Therefore, individuals who will be able to take advantage of the reward program and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® Card with ThankYou(SM) Network has to offer.
Most Attractive Feature: 0% introductory rate; no annual fee; access to rewards program; bonus points.
Least Attractive Feature: Minimum APR cap for cash advances.
Apply Now For CitiBusiness® Card with ThankYou(SM) Network
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Note: The review
of this CitiBusiness® Card with ThankYou(SM) Network from Citibank was updated on May 5, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
12.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum |
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Balance Transfer Fee: |
A balance transfer fee applies with this offer* (see site for details). |
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Annual Fee Details: |
Free additional cards for employees with credit limits you set. |
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Introductory Rate Details: |
The introductory rate is available on purchases for twelve months. |
| The Rewards Program
Highlights |
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Expiration: |
3 Years |
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Yearly Limit: |
100,000 Points |
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Bonus Miles: First Purchase: |
See Bonus Details** |
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Points per Dollar: |
1 Point |
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Additional Points: |
Earn 3 points for every dollar spent on eligible business purchases, and earn 1 point on all other purchases. |
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Point Details: |
Points are redeemable for gift cards, merchandise, travel, and more. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Business-size credit line.
Savings on everyday business purchases.
Quarterly and annual account summaries.
Personal business assistant.
Identity theft solutions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Purchase protection.
Fraud and security protection services.
Travel accident insurance.
Auto rental insurance.
Legal referral services.
Medical referral services.
Lost luggage assistance.
No liability for unauthorized transactions.
Automatic bill payments.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
Important Notes Regarding This
Offer
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
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Citi® Professional(SM) Card with ThankYou(SM) Network | Citi® Professional(SM) Cash Card |
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