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| Credit Card Review |
The Citi® Professional(SM) Cash Card, issued by Citibank, is designed for those with average credit who are looking to maintain and manage all of their personal and business expenses with one credit card.
The card offers access to a free rewards program. Citi® Professional(SM) Cash Card Short Review. Through the reward program, cardholders receive 1% cash back for every dollar spent on general purchases and 3% cash back for every dollar spent at restaurants, gas stations, certain office supply merchants, and on auto rentals. A $50 check will be issued upon request once $50 in cash rebates have been have been earned. With just a few clicks of your mouse, you can apply for the Citi® Professional(SM) Cash Card. There is a yearly limit of $500 in professional dollars.
The card has no annual fee, an attractive 0% introductory rate on purchases for twelve months, and a reasonable interest rate for purchases. Read our full review of the Citi® Professional(SM) Cash Card and the details on how to apply for this card. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
The card also offers cardholders the benefit of the online expense reporting tool, which allows cardholders to categorize card activity and generate as many individual, easy-to-read expense reports as they choose. Citi® Professional(SM) Cash Card - compare Citibank credit card offers online.
Therefore, individuals who will take advantage of the rewards program and the additional benefits (especially the online expense reporting tool) will benefit most from what the Citi® Professional(SM) Cash Card has to offer.
Most Attractive Feature: Access to reward program; no annual fee.
Least Attractive Feature: Minimum APR cap for cash advances.
Apply Now For Citi® Professional(SM) Cash Card
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Note: The review
of this Citi® Professional(SM) Cash Card from Citibank was updated on May 5, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
13.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum |
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Balance Transfer Fee: |
A balance transfer fee applies with this offer* (see site for details). |
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Introductory Rate Details: |
The introductory rate is available on purchases for twelve months. |
| The Rewards Program
Highlights |
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Expiration: |
n/a |
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Yearly Limit: |
$500 in Rebates |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
3% |
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Additional Rebates: |
Earn 3% on purchases made at restaurants, gas stations, certain office supply merchants, and on auto rentals. |
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Rebate Details: |
A $50 check will be issued upon request once $50 in cash rebates have been have been earned. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Travel accident insurance.
Auto rental insurance.
Identity theft solutions.
Various travel and emergency assistance services.
No liability for unauthorized transactions.
Quarterly and year-end financial statements.
Access to online expense reporting tool.
Access to personal business assistant.
Access to Citi® Photocards.
See website for additional benefits.
Important Notes Regarding This
Offer
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Citi® Professional(SM) Cash Card
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