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| Credit Card Review |
The Citi PremierPass® Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards.
Through the reward program, cardholders earn one point for every dollar spent on general purchases and one point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Citi PremierPass® Offer and Review. Points can be redeemed for travel on any airline, gift certificates, merchandise, and more. The maximum number of points that can be earned per year is 100,000, and points will expire in three years if the account has not been active during that time. The Citi PremierPass® is a good card. Cardholders will earn 10,000 bonus points after $300 in purchases are made within three months of account opening.
Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. The Citi PremierPass® has one of the best deals around.
This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available on balance transfers for up to twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Citi PremierPass® from Citibank .
Therefore, those who will be able to take advantage of the reward program and the additional services available will benefit most from what the Citi PremierPass® Card has to offer.
Most Attractive Feature: No annual fee; long term 0% introductory rate for balance transfers.
Least Attractive Feature: Minimum APR cap for cash advances.
Apply Now For Citi PremierPass®
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Note: The review
of this Citi PremierPass® from Citibank was updated on June 6, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for up to 12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
13.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
See Important Notations |
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Maximum Credit Limit: |
See Important Notations |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
None |
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Cash Advance Fee: |
3%, $5 minimum |
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Balance Transfer Fee: |
A balance transfer fee applies with this offer* (see site for details). |
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Introductory Rate Details: |
The introductory rate is available on balance transfers for up to twelve months. |
| The Rewards Program
Highlights |
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Expiration: |
3 Years (Points do not expire as long as the account is active during a 3-year period.) |
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Yearly Limit: |
100,000 Points (only 50,000 of which may be ThankYou flight points) |
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Bonus Miles: First Purchase: |
5,000 Points |
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Points per Dollar: |
1 Point |
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Additional Points: |
Earn 1 ThankYou flight point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Earn 1 ThankYou purchase point per dollar spent on all purchases. |
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Point Details: |
Points can be redeemed for flights on any airline, merchandise, gift certificates, and statement credits through the ThankYou(SM) Network. |
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Bonus Points: Other: |
10,000 Points* |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Automatic bill payments.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement (upon request).
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage assistance.
No liability for unauthorized transactions.
Various travel and emergency assistance services.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
Important Notes Regarding This
Offer
The minimum APR for cash advances is 19.99%.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Citi PremierPass®
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