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| Credit Card Review |
The Citi® Dividend Platinum Select® Card, issued by Citibank, is designed for those with very good credit who plan to take advantage of the cash reward program.
Through the reward program, cardholders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for six months and 2% thereafter, and they earn a 1% cash back rebate on all other purchases as well as on qualifying balance transfers, cash advances, and convenience check transactions. Explore the many reasons to apply for the Citi® Dividend Platinum Select® Card today. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash back by shopping within the Citi® Bonus Cash Center, but the rebates earned on all other purchases are subject to a $300 maximum per year. Citi® Dividend Platinum Select® Card profile for credit card applicants or research. A $50 check will be issued upon request once $50 Dividend Dollars have been earned.
The card has no annual fee, an average interest rate for purchases, and an interest-free introductory offer on balance transfers for up to twelve months. Choose the Citi® Dividend Platinum Select® Card. However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card also provides platinum cardholder benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.
Therefore, those who plan to take advantage of the cash back reward program and the introductory rate on balance transfers will benefit most from what the Citi® Dividend Platinum Select® Card has to offer.. Apply for the Citi® Dividend Platinum Select® Card today and start enjoying the exclusive benefits
Most Attractive Feature: Long term 0% introductory rate on balance transfers; no annual fee; 5% cash back reward.
Least Attractive Feature: Minimum APR cap for cash advances.
Apply Now For Citi® Dividend Platinum Select® Card
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Note: The review
of this Citi® Dividend Platinum Select® Card from Citibank was updated on May 28, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for up to12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
As low as 12.24% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
$500 |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
$39 |
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Cash Advance Fee: |
3%, $5 minimum |
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Balance Transfer Fee: |
A balance transfer fee applies with this offer* (see site for details). |
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Introductory Rate Details: |
The introductory rate is available on balance transfers for up to twelve months. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
$300 Dividend Dollars (Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 maximum.) |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
5% |
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Additional Rebates: |
Earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months and 2% thereafter; earn a 1% cash back rebate on all other purchases; and earn a 1% cash back rebate on qualifying balance transfers, cash advances, and convenience check transactions. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash back by shopping within the Citi® Bonus Cash Center. |
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Rebate Details: |
A $50 check will be issued upon request once $50 Dividend Dollars have been earned. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
No liability for unauthorized transactions.
Identity theft solutions.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payments.
Year-end financial statement (upon request).
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage assistance.
Discounts on auto rentals.
Optional personal photo on card.
See website for additional benefits.
Important Notes Regarding This
Offer
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Apply Now For Citi® Dividend Platinum Select® Card
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