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| Credit Card Review |
The Citi® Bronze® / AAdvantage® Card for College Students, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for students with average credit who travel regularly on American Airlines.
Through the reward program, cardholders earn one mile for every two dollars spent on the card. Citi® Bronze® / AAdvantage® Card for College Students Short Review. Miles are redeemable for flights on over 25 partner airlines, car rentals, and stays at hundreds of hotels worldwide. There is a maximum of 25,000 miles that can be accumulated each year (AAdvantage® Executive Platinum®, AAdvantage® Platinum®, and AAdvantage® Gold® members are excluded from this limit.), and miles may never expire. One such card that offers these incentives is the Citi® Bronze® / AAdvantage® Card for College Students.
The APR for purchases is above average for a reward card. There is also a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Citibank offers some of the best credit card rewards and benefit programs. However, this card does offer a 0% introductory rate on balance transfers for the first six months.
Aside from the reward program, cardholders can expect several standard benefits that include travel accident insurance, no liability for unauthorized transactions, and various Internet account related services. Students also receive access to credit education tips and tools, and they get special student deals at participating merchants. Find your perfect Citibank credit card.
Therefore, those students who would like an airline reward card with no annual fee and will take advantage of the introductory offer will benefit most from what the Citi® Bronze® / AAdvantage® Card for College Students has to offer.
Most Attractive Feature: Access to rewards program for no additional fee; no annual fee; compatible with airline frequent flyer program.
Least Attractive Feature: No extraordinary benefits or services offered to cardholders aside from the reward program; minimum APR cap for cash advances.
Apply Now For Citi® Bronze® / AAdvantage® Card for College Students
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Note: The review
of this Citi® Bronze® / AAdvantage® Card for College Students from Citibank was updated on June 19, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Months |
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Time Period: |
6 Months |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
17.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
$500 |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
$39 |
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Cash Advance Fee: |
3%, $5 minimum |
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Balance Transfer Fee: |
There is no balance transfer fee with this offer* (see site for details). |
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Introductory Rate Details: |
The introductory rate is available on balance transfers submitted during the first six months. |
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Total First Year Fees: |
1/2 Mile |
| The Rewards Program
Highlights |
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Miles per Dollar: |
1/2 Mile |
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Additional Miles: |
None |
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Expiration: |
AAdvantage® miles may never expire. |
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Yearly Limit: |
25,000 Miles (AAdvantage® Executive Platinum, AAdvantage® Platinum, and AAdvantage® Gold members are excluded from this limit.) |
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Mile Details: |
Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payment.
No liability for unauthorized transactions.
Travel accident insurance.
Access to credit education tips and tools.
Discounts for students on products and services at participating merchants and retailers.
See website for additional benefits.
Important Notes Regarding This
Offer
The minimum APR for cash advances is 19.99%.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Citi® Bronze® / AAdvantage® Card for College Students
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