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| Credit Card Review |
The Starwood Preferred Guest® Business Credit Card from American Express® is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.
In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. American Express already offers the Starwood Preferred Guest® Business Credit Card from American Express® online. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights. The Starwood Preferred Guest® Business Credit Card from American Express® has one of the best deals around. Points do not expire as long as the account is active within a one-year period.
Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. Apply online Starwood Preferred Guest® Business Credit Card from American Express® with instant approval.
Aside from the reward program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.
The interest rate for purchases is considered high, but there is a low introductory rate for purchases and balance transfers for the first six months. Apply for the Starwood Preferred Guest® Business Credit Card from American Express® online. There is an annual fee of $45.
Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express® has to offer.
Most Attractive Feature: Additional points offered to those who stay at Starwood hotels and resorts; bonus points.
Least Attractive Feature: Points expire if the account is not active within a one-year period.
Apply Now For Starwood Preferred Guest® Business Credit Card from American Express®
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Note: The review
of this Starwood Preferred Guest® Business Credit Card from American Express® from American Express was updated on April 24, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
2.9% APR for 6 Months |
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Time Period: |
6 Months |
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Applied Towards: |
Purchases, Balance Transfers |
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APR (Purchases): |
17.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$45** |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$19 on balances up to $400 and $38 on balances of $400 and over |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee: |
There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
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Annual Fee Details: |
**The annual fee will be waived for the first year. Thereafter, the fee is $45. |
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Introductory Rate Details: |
The introductory rate is only available on balance transfers submitted during the application. |
| The Rewards Program
Highlights |
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Expiration: |
1 Year (Points do not expire as long as the account is active within a 1-year period.) |
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Yearly Limit: |
None |
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Bonus Miles: First Purchase: |
10,000 Points*** |
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Points per Dollar: |
1 Point |
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Additional Points: |
Cardholders earn double points for stays at participating Starwood hotels and resorts and purchases made at select Starwood retail outlets. |
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Point Details: |
Starpoints can be redeemed at over 860 participating Starwood hotels and resorts in 95 countries with no blackout dates, and they can be transferred to over 30 major airlines. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Cardholder is upgraded to Gold Preferred status when their spending is $30,000 in a calendar year.
Emergency card replacement.
Emergency cash replacement.
Various travel and emergency assistance services.
See website for additional benefits.
Important Notes Regarding This
Offer
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Starwood Preferred Guest® Business Credit Card from American Express®
American Express SimplyCash® Business Card | Business Green Rewards Card |
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now for this card