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| Credit Card Review |
The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.
This card can help those with a limited credit history, but there are several factors that should be considered before applying. Apply for the Orchard Bank Platinum MasterCard® credit card.
The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is average for this type of credit card. There is no application fee, and the interest rate is average for this type of card. Get rewards with Orchard Bank Platinum MasterCard®.
This card also offers common cardholder benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. Orchard Bank Platinum MasterCard® Offer and Review.
Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer.. . Orchard Bank Platinum MasterCard® is all about getting the attention you deserve
Most Attractive Feature: Very low APR for purchases; reports to credit bureaus.
Least Attractive Feature: Annual fee.
Apply Now For Orchard Bank Platinum MasterCard®
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Note: The review
of this Orchard Bank Platinum MasterCard® from HSBC Bank Nevada, N.A. was updated on June 10, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Months |
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Time Period: |
6 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
14.9% |
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APR (Cash Advances): |
APR Varies* |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$39** |
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Additional Cardholders: |
$0 |
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Grace Period: |
25 Days |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$30 on balances up to $1,000; $35 on balances over $1,000 |
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Over-The-Limit Fee: |
$30 |
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Cash Advance Fee: |
5%, $10 minimum |
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Balance Transfer Fee: |
n/a |
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Annual Fee Details: |
**The annual fee varies from $39 to $59 depending on applicant`s prior credit history. |
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Application Fee: |
$0 |
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Participation Fee: |
$0 |
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Total First Year Fees: |
$39*** |
| The Rewards Program
Highlights |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Purchase protection.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
No liability for unauthorized transactions.
Choice of payment due dates.
See website for additional benefits.
Important Notes Regarding This
Offer
***The total fees for the first year will vary from $24 to $69 depending on the applicant's prior credit history.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Orchard Bank Platinum MasterCard®
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