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| Credit Card Review |
The AccountNow® Vantage Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.
Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. If you want an MetaBank credit card, here are some great choices.
Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®. Get rewards with AccountNow® Vantage Prepaid MasterCard®.
It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. MetaBank credit card ratings and online AccountNow® Vantage Prepaid MasterCard® applications. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.
It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency. Learn about the AccountNow® Vantage Prepaid MasterCard®.
Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow® Vantage Prepaid MasterCard® to be a beneficial option.
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
Most Attractive Feature: Access to free credit builder program.
Least Attractive Feature: Application fee; monthly maintenance fee; transaction fee.
Apply Now For AccountNow® Vantage Prepaid MasterCard®
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Note: The review
of this AccountNow® Vantage Prepaid MasterCard® from MetaBank was updated on July 2, 2008
*Terms and Conditions
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| Key Card Information |
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Annual Fee: |
$0 |
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Additional Cardholders: |
n/app** |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
$10,000 |
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Over-The-Limit Fee: |
$29 |
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Cash Advance Fee: |
$2 U.S. ATM transaction fee (1 free cash withdrawal per month); $4.95 bank teller cash advance and international ATM transaction fee |
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Annual Fee Details: |
**No additional cardholders allowed on this card. |
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Application Fee: |
$9.95** |
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Inactive Fee: |
$0 |
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Maximum Deposit: |
$5,000 |
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Minimum Deposit: |
$10 |
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Participation Fee: |
$119.40 ($9.95 monthly) |
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Reload Fee: |
$0 (except for bank wires) |
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Total First Year Fees: |
$129.35 |
| The Rewards Program
Highlights |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Access to free credit builder program.
Free bill pay service for the first seven transactions per month.
No liability for unauthorized transactions.
See website for additional benefits.
Important Notes Regarding This
Offer
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
There is a transaction fee for U.S. purchases.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turn downs.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For AccountNow® Vantage Prepaid MasterCard®
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