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| Credit Card Review |
The Continental Finance MasterCard®, issued by First Bank of Delaware, is a credit card designed for those with poor credit who would like a second chance.
The main benefit of this unsecured credit card is that it reports to credit bureaus. Here you can view the Continental Finance MasterCard®. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.
This card has an above average APR of 19.92%, and it has an annual fee of $50. Find your perfect First Bank of Delaware credit card. It also charges a monthly maintenance fee of $12 ($144 per year). However, the monthly maintenance fee is waived for the first month. First Bank of Delaware credit cards are the most trusted credit cards that ever existed. There is a one-time account processing fee of $200. This means that the total amount of fees that a cardholder can expect to pay in the first year will be $382.
Cardholders will also receive free online access, excellent online tools for managing their finances, and semi-annual credit limit increases*. With just a few clicks of your mouse, you can apply for the Continental Finance MasterCard®.
Therefore, those who want a second chance with their credit, do not mind paying the various fees, and would prefer an unsecured credit card may find the Continental Finance MasterCard® to be beneficial.
Most Attractive Feature: Reports to credit bureaus; no security deposit required.
Least Attractive Feature: Annual and monthly fees.
Apply Now For Continental Finance MasterCard®
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Note: The review
of this Continental Finance MasterCard® from First Bank of Delaware was updated on July 1, 2008
*Terms and Conditions
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| Key Card Information |
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APR (Purchases): |
19.92% |
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APR (Cash Advances): |
19.92% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$50 |
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Additional Cardholders: |
$30** |
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Grace Period: |
25 Days (Min.) |
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Minimum Credit Limit: |
$300 |
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Maximum Credit Limit: |
$2,000 |
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Late Payment Fee: |
$35 |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum |
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Annual Fee Details: |
**There is a $30 fee for each authorized user cardholders add to their account. |
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Application Fee: |
n/app |
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Participation Fee: |
$144 ($12 monthly)*** |
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Total First Year Fees: |
$382 |
| The Rewards Program
Highlights |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Access to semi-annual credit limit increases.
See website for additional benefits.
Important Notes Regarding This
Offer
***There is a one-time account set-up fee of $99 and a one-time program participation fee of $89.
There is a $25 fee for credit limit increases.
There is a $4 fee for Internet payments.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Continental Finance MasterCard®
Continental Finance Gold MasterCard® | Orchard Bank Platinum MasterCard® |
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