|
| Credit Card Review |
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.
Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Miles by Discover® Card Offer and Review. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Get the Miles by Discover® Card today. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period. Search Compare and Apply Online for Miles by Discover® Card.
In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.
The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonably low, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Get rewards with Miles by Discover® Card.
Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Miles by Discover® Card has to offer.
Most Attractive Feature: 0% introductory rate; reward program; bonus miles.
Least Attractive Feature: Low rate not available to all applicants.
Apply Now For Miles by Discover® Card
|
|
Note: The review
of this Miles by Discover® Card from Discover was updated on June 27, 2008
*Terms and Conditions
|
|
| Key Card Information |
|
Introductory Rate: |
0% Intro APR* |
|
Time Period: |
12 Months |
|
Applied Towards: |
Purchases, Balance Transfers |
|
APR (Purchases): |
10.99% |
|
APR (Cash Advances): |
22.99% |
|
Finance Configuration: |
Average Daily Balance (including new purchases) |
|
Annual Fee: |
$0 |
|
Additional Cardholders: |
$0 |
|
Grace Period: |
25 Days (Min.) |
|
Minimum Credit Limit: |
n/a |
|
Maximum Credit Limit: |
n/a |
|
Late Payment Fee: |
$19 on balances up to $250; $39 on balances over $250 |
|
Over-The-Limit Fee: |
$15 on balances up to $500; $39 on balances over $500 |
|
Cash Advance Fee: |
3%, $5 minimum |
|
Balance Transfer Fee: |
3% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75 |
|
Introductory Rate Details: |
There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details. |
|
Total First Year Fees: |
1 Mile |
| The Rewards Program
Highlights |
|
Miles per Dollar: |
1 Mile |
|
Additional Miles: |
Earn double miles on up to $3,000 in travel and restaurant purchases. |
|
Expiration: |
None (Account inactivity for more than 18 months could result in the forfeiture of some or all of the Cashback Bonus.) |
|
Yearly Limit: |
None |
|
Bonus Miles: Details: |
**Cardholders will receive 1,000 bonus miles every month they make a purchase during the first year. |
|
Mile Details: |
Miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. |
| Additional Highlights of Interest |
|
Special Card Benefits and Features
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
See website for additional benefits.
Important Notes Regarding This
Offer
The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.
|
Apply Now For Miles by Discover® Card
Citi PremierPass® | Blue Sky from American Express® |
Apply
now for this card