Discover® Business Miles Card
issued by Discover

Discover® Business Miles Card

Rating: 7 stars Card Category: Business
ApplicationApply now for this card or
read on for a full review of all the features.

Credit Card Review
The Discover® Business Miles Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.

Through the reward program, cardholders earn double miles on up to $5,000 in travel and gas purchases and up to one mile for every dollar spent on general purchases. Apply online Discover® Business Miles Card with instant approval. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners. One such card that offers these incentives is the Discover® Business Miles Card. Cardholders will be eligible to receive 12,000 bonus miles when they apply for the card. There is no limit to the amount of points that can be earned and points do not expire. Learn about the Discover® Business Miles Card.

The card has no annual fee and an attractive 0% introductory rate on card purchases and balance transfers for twelve months. The APR for this card is average for those who qualify.

Aside from the reward program, the card also provides several benefits, including various fraud and security protection services as well as access to PurchaseChecks. Find your perfect Discover credit card. Cardholders will also receive discounts on products and services at participating merchants and retailers.

Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Discover® Business Miles Card has to offer.


Most Attractive Feature: No annual fee; 0% introductory rate; reward program.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.

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  Note: The review of this Discover® Business Miles Card from Discover was updated on May 8, 2008 *Terms and Conditions

Key Card Information
Introductory Rate: 0% Intro APR*
Time Period: 12 Months
Applied Towards: Purchases, Balance Transfers
APR (Purchases): 13.99%
APR (Cash Advances): 20.99%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: $0
Grace Period: 20 Days
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: $0 on balances up to $100; $39 on balances of $100 and over
Over-The-Limit Fee: $0 on balances of $1,000 or less; $39 on balances over $1,000
Cash Advance Fee: 3%, $5 minimum
Balance Transfer Fee: 3% for each balance transfer made under this offer, with a minimum of $5 and a $75 maximum
Introductory Rate Details: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.**
Total First Year Fees: 1 Mile

The Rewards Program Highlights
Miles per Dollar: 1 Mile
Additional Miles: Earn double miles on up to $5,000 in travel and gas purchases.
Expiration: None
Yearly Limit: None
Bonus Miles: Details: *Cardholders will earn 1,000 Bonus Miles each calendar month a purchase is made, for 12 months from the date of account opening, with a cap of 12,000 Bonus Miles.
Mile Details: Miles can be redeemed for airfare or reduced airfare on most major U.S. based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash.

Additional Highlights of Interest


Special Card Benefits and Features

Various Internet account related services.
Access to PurchaseChecks.
Fraud and security protection services.
Access to quarterly and annual statements.
Free additional cards for employees.
See website for additional benefits.

Important Notes Regarding This Offer
*The Cash Advance rate through billing periods ending before 10/01/07 will be 20.99%, then 22.99 thereafter.
**Cardholders will earn 1,000 Bonus Miles each calendar month a purchase is made, for 12 months from the date of account opening, with a cap of 12,000 Bonus Miles.
See website for complete terms and conditions of card usage and application disclosure.

 

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