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| Credit Card Review |
The Chase Platinum MasterCard®, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.
Through the rewards program, cardholders earn one point for every dollar spent on purchases. Chase makes it easy to choose the credit card that is right for you. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year. The Chase Platinum MasterCard® is the perfect card.
The credit card has a reasonably low interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.
This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access. The card from Chase - Chase Platinum MasterCard®.
Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum MasterCard® to be an ideal card.
It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.. . You're on your way to more rewards with the Chase Platinum MasterCard®
Most Attractive Feature: 0% introductory rate; no annual fee; access to free rewards program.
Least Attractive Feature: Higher APR for less qualifying applicants.
Apply Now For Chase Platinum MasterCard®
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Note: The review
of this Chase Platinum MasterCard® from Chase was updated on May 8, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Purchases, Balance Transfers |
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APR (Purchases): |
13.74% |
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APR (Cash Advances): |
23.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
$39 |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $5 minimum, $75 maximum |
| The Rewards Program
Highlights |
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Expiration: |
5 Years |
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Yearly Limit: |
60,000 Points |
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Points per Dollar: |
1 Point |
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Additional Points: |
None |
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Point Details: |
Points are redeemable for cash back, merchandise, travel, or gift cards. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This
Offer
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Chase Platinum MasterCard®
Chase Flexible Rewards Platinum Visa® Card | Blue from American Express® |
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