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| Credit Card Review |
The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and plan to take advantage of the cash rewards program.
Through the rewards program, cardholders earn a 3% rebate on purchases made in the 3 bonus categories where they have spent the most that billing cycle. Chase already offers the Chase Freedom(SM) Credit Card online. There are 15 bonus categories altogether including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Cardholders also earn a 1% rebate on all other purchases. Chase Freedom(SM) Credit Card from Chase .
Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned, which is a bonus of $50. Cardholders will also receive a $50 bonus rebate after their first purchase, balance transfer, or check transaction. The card from Chase - Chase Freedom(SM) Credit Card. Plus, they have the freedom to switch rewards to earn points instead of cash back.
In addition to the rewards program, the card also offers many cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and travel and emergency assistance services.
The card has no annual fee and an average APR for purchases. Apply for the Chase Freedom(SM) Credit Card from Chase .
Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer.
Most Attractive Feature: Access to rewards program for no additional fee; no annual fee; $50 bonus rebate after first purchase.
Least Attractive Feature: Yearly limit on bonus rebates.
Apply Now For Chase Freedom(SM) Credit Card
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Note: The review
of this Chase Freedom(SM) Credit Card from Chase was updated on June 27, 2008
*Terms and Conditions
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| Key Card Information |
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APR (Purchases): |
17.74% |
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APR (Cash Advances): |
23.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
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Over-The-Limit Fee: |
None |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $5 minimum, $75 maximum |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None for the standard 1% rebate. (When cardholders reach $600 in monthly spending in the bonus categories, they will only earn the 1% base rebate for each additional $1 of net purchases in these categories.) |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
3% |
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Additional Rebates: |
Earn a 3% rebate on purchases made in the 3 bonus categories where cardholders have spent the most that billing cycle out of 15 bonus categories including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Plus, earn a 1% rebate on all other purchases. |
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Rebate Details: |
Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned. |
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Bonus Rebates: First Purchase: |
$50 Bonus Rebate* |
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Bonus Rebates: Details: |
*Earn a $50 bonus rebate after the first purchase, balance transfer, or check transaction. **Receive a $50 cash back bonus every time $200 in rewards have been earned. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Travel accident insurance.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Important Notes Regarding This
Offer
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Chase Freedom(SM) Credit Card
Chase Free Cash Rewards(SM) Visa® Card | Citi® Dividend Platinum Select® Card |
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