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| Credit Card Review |
The Bank of America World MasterCard® with WorldPoints™, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that is offered.
Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Learn about the Bank of America World MasterCard® with WorldPoints™. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years. Get the Bank of America World MasterCard® with WorldPoints™ today.
The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%. With just a few clicks of your mouse, you can apply for the Bank of America World MasterCard® with WorldPoints™.
Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.
Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America World MasterCard® with WorldPoints™ has to offer.. . Today Bank of America offers a wide range of credit card
Most Attractive Feature: Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.
Apply Now For Bank of America World MasterCard® with WorldPoints™
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Note: The review
of this Bank of America World MasterCard® with WorldPoints™ from Bank of America was updated on April 28, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Billing Cycles |
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Time Period: |
See Terms and Conditions |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
9.99% / 15.99% |
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APR (Cash Advances): |
19.99% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
None |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $10 minimum |
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Introductory Rate Details: |
The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| The Rewards Program
Highlights |
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Expiration: |
5 Years |
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Yearly Limit: |
None |
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Points per Dollar: |
1 Point |
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Additional Points: |
None |
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Point Details: |
Points are redeemable for cash, merchandise, travel with no blackout dates, dining certificates, and more. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
See website for additional benefits.
Important Notes Regarding This
Offer
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and is either 9.99% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Bank of America World MasterCard® with WorldPoints™
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