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| Credit Card Review |
The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.
Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. Bank of America offers some of the best credit card rewards and benefit programs. There is no limit to the amount of points that may be earned per year; however, points do expire in five years.
This card has no annual fee, and the APR for purchases and balance transfers is very low. Then fill out a secure application to get the Bank of America Visa Signature® WorldPoints® Rewards. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.
Aside from the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service. Search Compare and Apply Online for Bank of America Visa Signature® WorldPoints® Rewards.
Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.. . Bank of America credit card ratings and online Bank of America Visa Signature® WorldPoints® Rewards applications
Most Attractive Feature: No yearly limit on points earned; no annual fee; very low APR on purchases.
Least Attractive Feature: Points expire five years after they are earned.
Apply Now For Bank of America Visa Signature® WorldPoints® Rewards
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Note: The review
of this Bank of America Visa Signature® WorldPoints® Rewards from Bank of America was updated on April 25, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Billing Cycles |
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Time Period: |
See Terms and Conditions |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
9.99% / 15.99% |
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APR (Cash Advances): |
19.99% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
$5,000 |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
None |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $10 minimum |
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Introductory Rate Details: |
The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| The Rewards Program
Highlights |
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Expiration: |
5 Years |
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Yearly Limit: |
None |
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Points per Dollar: |
1 Point |
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Additional Points: |
None |
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Point Details: |
Points are redeemable for travel, merchandise, gift certificates, cash, and more. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
See website for additional benefits.
Important Notes Regarding This
Offer
This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Bank of America Visa Signature® WorldPoints® Rewards
Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card | Money Return® Visa® Platinum Plus® |
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