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| Credit Card Review |
The Bank of America Secured Visa® Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card.
There is an annual fee of $29, which is average for a secured card. Then fill out a secure application to get the Bank of America Secured Visa® Card.
Although the APR applied to purchases is reasonably low for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. Online credit card applications for the Bank of America Secured Visa® Card. it also has the option to receive convenience checks at no extra charge. Perhaps the best benefit is the 0% introductory rate for balance transfers, cash advances, and direct deposits. Bank of America Secured Visa® Card both men and women, and that he protects. The card also offers access to the Photo Expressions®.
Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Card has to offer.. . Every time you make a qualifying purchase with the Bank of America Secured Visa® Card
Most Attractive Feature: No application fee; low minimum deposit required.
Least Attractive Feature: Annual fee.
Apply Now For Bank of America Secured Visa® Card
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Note: The review
of this Bank of America Secured Visa® Card from Bank of America was updated on August 19, 2008
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Billing Cycles |
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Applied Towards: |
Balance Transfers |
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Annual Fee: |
$29 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
$300 |
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Maximum Credit Limit: |
$10,000 |
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Late Payment Fee: |
$35 |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
4, $5 minimum (5%, $25 minimum for cash equivalent transactions) |
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Balance Transfer Fee: |
4%, $10 minimum, $90 maximum |
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Application Fee: |
n/a |
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Introductory Rate Details: |
The introductory rate applies to the first twelve billing cycles for balance transfers, cash advance checks, and direct deposits. |
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Maximum Deposit: |
$10,000 |
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Minimum Deposit: |
$300 |
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Total First Year Fees: |
$29 |
| The Rewards Program
Highlights |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Important Notes Regarding This
Offer
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Apply Now For Bank of America Secured Visa® Card
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