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| Credit Card Review |
The Financial Rewards® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash back reward program.
Through the reward program, cardholders earn one point for every $100 in net purchases per billing cycle. Apply today for the Financial Rewards® Visa® Platinum Plus® Card by completing a secure online application. Cardholders receive five bonus points after their first purchase, and they receive another five points for every $2,500 in balance transfers per billing cycle (up to 25 points per billing cycle). One point is equal to $1 in rebates, and cardholders can earn up to 600 points per calendar year. You're on your way to more rewards with the Financial Rewards® Visa® Platinum Plus® Card. Points are redeemable in 25-point increments (minimum 25 points) and can be redeemed for cash back checks, direct deposits made to the cardholder's Bank of America checking or savings account, or reductions in the cardholder's purchase APR.
The rate for purchases and balance transfers is reasonable for a reward card, and there is a 0% introductory offer that applies to balance transfers and cash advance checks for six billing cycles. One such card that offers these incentives is the Financial Rewards® Visa® Platinum Plus® Card. This card also has no annual fee.
Aside from the reward program, cardholders can expect common benefits such as online banking services and Total Security Protection®.
Therefore, those who plan to take advantage of the introductory offer, the reward program, and the various benefits may find the Financial Rewards® Visa® Platinum Plus® to be a suitable option.. Bank of America Credit Card membership offers a range of services and benefits
Most Attractive Feature: No annual fee; reasonable APR on purchases.
Least Attractive Feature: Limit on amount of cash rebates that can be earned each year.
Apply Now For Financial Rewards® Visa® Platinum Plus® Card
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Note: The review
of this Financial Rewards® Visa® Platinum Plus® Card from Bank of America was updated on June 6, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Billing Cycles |
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Time Period: |
See Terms and Conditions |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
APR Varies* |
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APR (Cash Advances): |
APR Varies* |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $10 minimum |
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Introductory Rate Details: |
The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks. |
| The Rewards Program
Highlights |
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Expiration: |
5 Years |
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Yearly Limit: |
600 Points |
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Bonus Miles: First Purchase: |
5 Points |
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Points per Dollar: |
1/100 Point** |
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Additional Points: |
Earn 5 points for each $2,500 in balances transferred per billing cycle (up to 25 points per billing cycle). |
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Point Details: |
**Earn 1 point for every $100 in net purchases per billing cycle. One point is equal to $1 in rebates. Points are redeemable in 25-point increments (minimum 25 points) and can be redeemed for cash back checks, direct deposits made to the cardholder's Bank of America checking or savings account, or reductions in the cardholder's purchase APR. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
See website for card benefits.
Important Notes Regarding This
Offer
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Financial Rewards® Visa® Platinum Plus® Card
TrueEarnings® Card from Costco and American Express | Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card |
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now for this card