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| Credit Card Review |
The Bank of America Cash Rewards Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want to receive cash back for their purchases.
Through the reward program, cardholders earn a 1% rebate per dollar spent on all qualified purchases. Bank of America has announced the Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card. For every $2,500 the cardholder spends, they will be eligible to receive a $25 statement credit, which they must claim by calling and requesting the rebate be credited to their account. There is no limit to the amount of rebates that may be earned, and any unclaimed rebates from qualified purchases will expire after five years. Get the Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card today.
The card has no annual fee, a low introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%. Bank of America already offers the Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card online.
Therefore, those who will be able to take advantage of the reward program and the introductory rate will benefit most from what the Bank of America Cash Rewards Credit Card has to offer.. . Today Bank of America offers a wide range of credit card
Most Attractive Feature: Reward program; no annual fee.
Least Attractive Feature: No extraordinary benefits or discounts offered to cardholders aside from the reward program.
Apply Now For Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
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Note: The review
of this Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card from Bank of America was updated on June 19, 2008
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Billing Cycles |
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Time Period: |
See Terms and Conditions |
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Applied Towards: |
Balance Transfers |
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APR (Purchases): |
9.99% / 15.99% |
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APR (Cash Advances): |
19.99% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days (Min.) |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
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Over-The-Limit Fee: |
$15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
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Cash Advance Fee: |
3%, $10 minimum |
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Balance Transfer Fee: |
3%, $10 minimum |
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Introductory Rate Details: |
The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| The Rewards Program
Highlights |
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Expiration: |
5 Years |
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Yearly Limit: |
None |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
1% |
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Additional Rebates: |
None |
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Rebate Details: |
For every $2,500 the cardholder spends, they are eligible to receive a $25 statement credit. Cardholders must call and request the rebate to receive it. |
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Bonus Rebates: First Purchase: |
$50 Statement Credit** |
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Bonus Rebates: Details: |
**Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services. Fraud protection services. See website for additional benefits.
Important Notes Regarding This
Offer
This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
Financial Rewards® Visa® Platinum Plus® Card | Efectiva® Platinum Plus® Visa® |