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| Credit Card Review |
The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card. Wired Plastic™ Prepaid Visa® Card profile for credit card applicants or research.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Get your Wired Plastic™ Prepaid Visa® Card and enjoy the power of plastic.
Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. Apply today for the Wired Plastic™ Prepaid Visa® Card by completing a secure online application. This is very reasonable for this type of card.
It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.
Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. See Wired Plastic™ Prepaid Visa® Card Terms and Conditions. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.
Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.
Most Attractive Feature: No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.
Least Attractive Feature: Activation fee; monthly maintenance fee.
Apply Now For Wired Plastic™ Prepaid Visa® Card
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Note: The review
of this Wired Plastic™ Prepaid Visa® Card from BANKFIRST was updated on May 16, 2008
*Terms and Conditions
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| Key Card Information |
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Annual Fee: |
$0 |
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Additional Cardholders: |
n/app** |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Cash Advance Fee: |
$1.95 for U.S. ATM transactions; $4.95 for international ATM and bank teller transactions |
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Annual Fee Details: |
**No additional cardholders are allowed on this card. |
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Application Fee: |
$9.95 |
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Inactive Fee: |
None |
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Maximum Deposit: |
$2,500 |
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Minimum Deposit: |
$10 |
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Participation Fee: |
$47.40 ($3.95 monthly) |
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Reload Fee: |
$0 for direct deposit, PayPal transfer, and bank ACH transfer loads; $6.95 for bank wire transfer loads. In-person retail cash load fees vary by merchant location. |
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Total First Year Fees: |
$57.35 |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Points per Dollar: |
1 Point |
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Additional Points: |
None |
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Point Details: |
Points can be redeemed for prepaid wireless airtime with participating partners, long distance calling cards, music downloads, and ring tones. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Automatic bill payment.
Free direct deposit load option.
Access to the Wired Points Rewards program.
See website for additional benefits.
Important Notes Regarding This
Offer
No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Wired Plastic™ Prepaid Visa® Card
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