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| Credit Card Review |
The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.
The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and gasoline purchases. American Express Credit Card membership offers a range of services and benefits. There is no limit to the amount of cash rebates that can be earned.
In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance. One such card that offers these incentives is the TrueEarnings® Card from Costco and American Express.
The card has an above average interest rate for purchases and balance transfers (for a reward card). There is no annual fee with a paid Costco membership. Explore the many reasons to apply for the TrueEarnings® Card from Costco and American Express today. Cardholders can also take advantage of the 0% introductory offer on purchases for three months and the very low balance transfer offer for six months on balance transfers made within the first 30 days of membership.
Therefore, those who plan to spend at least $5,000 a year on the card and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the TrueEarnings® Card from Costco and American Express has to offer.. . Choose the TrueEarnings® Card from Costco and American Express
Most Attractive Feature: Cash back rebate program; no annual fee.
Least Attractive Feature: Available to Costco members only.
Apply Now For TrueEarnings® Card from Costco and American Express
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Note: The review
of this TrueEarnings® Card from Costco and American Express from American Express was updated on August 19, 2008
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| Key Card Information |
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Introductory Rate: |
0% APR for 3 Months |
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Applied Towards: |
Purchases |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$15 on balances up to $400 and $35 on balances of $400 and over |
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Over-The-Limit Fee: |
$29 |
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Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee: |
There is no balance transfer fee for balance transfers made within the first 40 days of cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
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Introductory Rate Details: |
A 1.99% introductory rate is available on balance transfers for the first six months if a transfer is submitted during the first 30 days. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
3% |
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Additional Rebates: |
Earn a 3% rebate for gasoline purchases; earn a 3% rebate for restaurant purchases; earn a 2% rebate for travel purchases; and 1% rebate on all other purchases including Costco. |
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Rebate Details: |
The rebate will be sent each year in the cardholder's February billing statement. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Important Notes Regarding This
Offer
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Apply Now For TrueEarnings® Card from Costco and American Express
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