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| Credit Card Review |
One from American Express® is designed for those with good or excellent credit who plan to take advantage of the unique Savings Accelerator Plan.
Through the Savings Accelerator Plan, cardholders earn a cash rebate of 1% on all eligible purchases. Then fill out a secure application to get the One from American Express®. The rebates are deposited into an FDIC-insured, high-yield savings account in the cardholder's name with a special rate of 2.75% APY (variable rate as of 4/15/2008). Plus, $50 will be deposited into the savings account after the cardholder makes their first purchase. See One from American Express® Terms and Conditions.
Aside from the cash rebates, this card provides benefits and services commonly found with American Express® credit cards, such as auto rental insurance, a purchase protection plan, and up to $100,000 in travel accident insurance.
This card has an annual fee of $35 that is waived the first year, and the APR for purchases is reasonable for a reward card. You're on your way to more rewards with the One from American Express®.
Therefore, those who plan to take advantage of the Savings Accelerator Plan rebate program and the various standard services will benefit most from what the One from American Express® has to offer.. . View details about the One from American Express®
Most Attractive Feature: Receive $50 after the first purchase; cash back rebate program; no annual fee your first year.
Least Attractive Feature: Not all applicants may qualify for the lowest rate offered; cash back rebates are earned for purchases only.
Apply Now For One from American Express®
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Note: The review
of this One from American Express® from American Express was updated on June 18, 2008
*Terms and Conditions
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| Key Card Information |
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APR (Purchases): |
13.74% |
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APR (Cash Advances): |
Not Available. |
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Finance Configuration: |
Average Daily Balance (excluding new purchases) |
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Annual Fee: |
$35** |
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Additional Cardholders: |
$0 |
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Grace Period: |
30 Days (Avg.) |
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Minimum Credit Limit: |
See Important Notations |
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Maximum Credit Limit: |
See Important Notations |
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Late Payment Fee: |
$29 |
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Cash Advance Fee: |
n/a |
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Balance Transfer Fee: |
n/a |
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Annual Fee Details: |
**The annual fee will be waived the first year. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
1% |
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Additional Rebates: |
None |
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Rebate Details: |
The unique Savings Accelerator(SM) Plan contributes 1% of all eligible purchases into an FDIC-insured, high-yield savings account in the cardholder's name with a special rate of 2.75% APY (variable rate as of 4/15/2008). |
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Bonus Rebates: First Purchase: |
$50 Account Credit*** |
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Bonus Rebates: Details: |
***$50 will be deposited into the savings account after the first purchase is made using the card. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Return protection.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Roadside assistance.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
No liability for unauthorized Internet transactions.
See website for additional benefits.
Important Notes Regarding This
Offer
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
The APR for purchases varies according to the applicant's credit history and will be 5.99%, 6.99% or 7.99% + Prime Rate.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.
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