|
| Credit Card Review |
Clear from American Express® is designed for those with good credit who are looking for a card with absolutely no fees and an uncomplicated reward program.
Through the reward program, cardholders earn a cash rebate of 1% on all eligible purchases. The card from American Express - Clear from American Express®. The rebates are automatically issued in the form of an American Express® branded shopping card worth $25 each time the cardholder reaches $2,500 in spending. Shopping cards expire one year after they are issued. Get your Clear from American Express® and enjoy the power of plastic.
The truly unique feature of this card is that it has no fees. There are no annual fees, no late fees, no over the limit fees, no balance transfer fees, and no cash advance fees. Apply online if desired after reviewing details for the Clear from American Express®. However, fee-free credit does not mean cardholders can forsake their payment responsibilities. If minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods.
The card also provides benefits and services commonly found with American Express® credit cards, such as auto rental insurance, a purchase protection, and up to $100,000 in travel accident insurance. Get your Clear from American Express® with exciting rewards and cash back today!. It also provides a free year-end credit report including the cardholder's credit score.
The APR for purchases and balance transfers is reasonably low for a reward card (for those who qualify). In addition, the card offers a 0% introductory APR for up to twelve months on purchases and a low 5.99% introductory APR on balance transfers for the life of the loan if the balance transfers are submitted during the application process.
Therefore, those who plan to take advantage of the reward program, the fee-free transactions, and the various services provided will benefit most from what the Clear from American Express® has to offer.
Most Attractive Feature: No annual fee; no late fees; no over the limit fees; no balance transfer fees; introductory rates; cash back rewards.
Least Attractive Feature: Cash back rewards are earned for purchases only.
Apply Now For Clear from American Express®
|
|
Note: The review
of this Clear from American Express® from American Express was updated on June 19, 2008
*Terms and Conditions
|
|
| Key Card Information |
|
Introductory Rate: |
0% APR for up to 12 Months |
|
Time Period: |
12 Months |
|
Applied Towards: |
Purchases |
|
APR (Purchases): |
13.74% |
|
APR (Cash Advances): |
22.74% |
|
Finance Configuration: |
Average Daily Balance (including new purchases) |
|
Annual Fee: |
$0 |
|
Additional Cardholders: |
$0 |
|
Grace Period: |
28 - 31 Days |
|
Minimum Credit Limit: |
n/a |
|
Maximum Credit Limit: |
n/a |
|
Late Payment Fee: |
None |
|
Over-The-Limit Fee: |
None |
|
Cash Advance Fee: |
None |
|
Balance Transfer Fee: |
None |
|
Introductory Rate Details: |
The introductory rate for purchases varies and will be twelve months or six months. A 5.99% introductory rate is available for the life of the loan on balance transfers submitted during the application or within the first 30 days of cardmembership. |
| The Rewards Program
Highlights |
|
Expiration: |
None (Shopping cards expire 1 year after they are issued.) |
|
Yearly Limit: |
None |
|
Rebate Minimum: |
1% |
|
Rebate Maximum: |
1% |
|
Additional Rebates: |
None |
|
Rebate Details: |
Every time the cardholder reaches $2,500 in spending, an American Express® branded shopping card worth $25 is automatically issued. |
| Additional Highlights of Interest |
|
Special Card Benefits and Features
Various Internet account related services.
Free year-end credit report including credit score.
Year-end financial statement.
Identity theft assistance.
No liability for unauthorized transactions.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Purchase protection.
Return protection.
Extended warranty for purchases.
Emergency card replacement.
Auto rental insurance.
Access to Global Assist® hotline.
Medical referral services.
Legal referral services.
Roadside assistance.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
Important Notes Regarding This
Offer
|
Apply Now For Clear from American Express®
One from American Express® | TrueEarnings® Card from Costco and American Express |
Apply
now for this card