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| Credit Card Review |
Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back reward program offered by this card, which Kiplinger's Personal Finance* named as the "best cash-rebate card."
Cardholders get unlimited cash back savings on eligible purchases with the card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. Get detailed information about the Blue Cash® from American Express, issued by American Express . General purchases earn up to a 1.5% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. Blue Cash® from American Express both men and women, and that he protects.
Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.
This card has no annual fee and a reasonably low interest rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. View the specifics of the Blue Cash® from American Express, including intro APR, duration, regular APR, reward programs, etc. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card. Learn about the Blue Cash® from American Express.
Therefore, those who plan to take advantage of the cash back reward program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.
*Notations to the Best Cash-Rebate Card appeared in the November 2006 edition of Kiplinger's Personal Finance. Based upon Kiplinger's Personal Finance assumptions of how their readers would use rebate cards. © 2006 The Kiplinger Washington Editors, Inc.
Most Attractive Feature: Up to 5% cash back reward; no annual fee; 0%introductory rate.
Least Attractive Feature: Cash back rewards are earned for purchases only.
Apply Now For Blue Cash® from American Express
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Note: The review
of this Blue Cash® from American Express from American Express was updated on July 3, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Months |
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Time Period: |
6 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
12.74% |
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APR (Cash Advances): |
22.74% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
20 Days |
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Minimum Credit Limit: |
See Important Notations |
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Maximum Credit Limit: |
See Important Notations |
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Late Payment Fee: |
$19 on balances up to $400 and $38 on balances of $400 and over |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee: |
3% of each balance transfer associated with this offer ($5 minimum/$99 maximum per transfer). However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
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Introductory Rate Details: |
A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Rebate Minimum: |
.5% |
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Rebate Maximum: |
5% |
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Additional Rebates: |
General purchases earn up to a 1.5% rebate; "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. |
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Rebate Details: |
General purchases earn a .5% rebate up to $6,500, and 1.5% over $6,500; "Everyday Purchases" earn a 1% rebate up to $6,500, and 5% over $6,500. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Year-end financial statement.
Built-in ExpressPay feature to make purchases without having to swipe the card.
No liability for unauthorized Internet transactions.
Return protection.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Trip planning assistance.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
Guaranteed hotel and motel reservations.
Various travel and emergency assistance services.
See website for additional benefits.
Important Notes Regarding This
Offer
No pre-set spending limit - purchases are approved based on credit record, account history, and personal resources.
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Blue Cash® from American Express
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