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| Credit Card Review |
The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program.
The cash rebate amount varies according to where the cardholder makes their purchases. The Blue Cash® for Business Credit Card is for individuals that are interested in a card that is particularly good at. Cardholders earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. It is important to understand that once the annual spending exceeds $15,000, the rebate for additional "Open Savings" purchases is 2%, and the rebate for all other additional purchases is 1%. If these things sounds nice, then you should apply for the Blue Cash® for Business Credit Card and start getting them right now!. "OPEN Savings" locations include FedEx®, Hertz®, 1-800-FLOWERS.COM®, and more.
The card has a 0% introductory rate on purchases for six months, a 7.99% introductory rate on balance transfers made within the first six months of membership for the life of the loan, and no annual fee. It just takes a minute to complete and submit your Blue Cash® for Business Credit Card application online. In relation to other business reward cards, this card has a reasonable interest rate for purchases (for higher qualifying applicants).
Cardholders will also be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services.
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the cash back reward program will benefit most from what the Blue Cash® for Business Credit Card has to offer.. Apply for the Blue Cash® for Business Credit Card online
Most Attractive Feature: Cash back reward; no annual fee; no yearly limit on cash rebates.
Least Attractive Feature: Low rate not available to all applicants.
Apply Now For Blue Cash® for Business Credit Card
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Note: The review
of this Blue Cash® for Business Credit Card from American Express was updated on April 24, 2008
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| Key Card Information |
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Introductory Rate: |
0% APR for 6 Months |
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Time Period: |
6 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
11.24% |
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APR (Cash Advances): |
23.24% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
25 Days |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$19 if balance is less than $400; $38 if balance is $400 or more |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee: |
There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
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Introductory Rate Details: |
A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. Introductory rate applies to purchases made using the card at physical locations. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Rebate Minimum: |
1% |
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Rebate Maximum: |
5% |
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Additional Rebates: |
Cash rewards can be earned on purchases made by additional cardholders under the account. |
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Rebate Details: |
General purchases earn up to 2.5%; "Open Savings" purchases earn up to 5%; however, once the annual spending exceeds $15,000, the rebate for additional general purchases is 1%, and the rebate for additional "Open Savings" purchases is 2%. "Open Savings" purchases are those made at participating merchants. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
Important Notes Regarding This
Offer
The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
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Apply Now For Blue Cash® for Business Credit Card
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