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| Credit Card Review |
The American Express® Platinum Business FreedomPass(SM) Card is designed for those with very good credit and who plan to take advantage of the reward program.
Cardholders have access to the reward program with no additional fee. Get detailed information about the American Express® Platinum Business FreedomPass(SM) Card, issued by American Express . Through the reward program, cardholders earn one point for each dollar spent on all purchases. Plus, cardholders will receive 5,000 bonus points after their first purchase. American Express credit card ratings and online American Express® Platinum Business FreedomPass(SM) Card applications. Points can be redeemed for discounts on purchases at airlines, hotels, car rentals, cruise lines, travel agencies, tour operators, and on-line travel sites. Once the eligible purchase appears on the monthly statement, the cardholder may request the discount redemption to be applied. American Express has a great variety of credit card deals. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Points never expire, and there is no limit to the amount of points that can be redeemed per eligible purchase; however, they must be redeemed in a single request.
The card has no annual fee and a reasonable interest rate for purchases and balance transfers. Then fill out a secure application to get the American Express® Platinum Business FreedomPass(SM) Card. Cardholders can also take advantage of the 0% introductory rate on purchases for the first twelve months and the reasonable 7.99% introductory rate on balance transfers for the life of the loan on balance transfers submitted during the first six months.
As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include up to $100,000 in travel accident insurance, auto rental insurance, and special discounts from select retailers. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply for the discounts.
Therefore, those who plan to take advantage of the introductory rates and would like to participate in the reward program to earn discounts on eligible purchases will benefit most from what the American Express® Platinum Business FreedomPass(SM) Card has to offer.
Most Attractive Feature: No annual fee; no yearly limit or expiration applied to points; bonus points.
Least Attractive Feature: No extra points available for sponsored purchases.
Apply Now For American Express® Platinum Business FreedomPass(SM) Card
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Note: The review
of this American Express® Platinum Business FreedomPass(SM) Card from American Express was updated on March 17, 2008
*Terms and Conditions
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| Key Card Information |
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Introductory Rate: |
0% APR for 12 Months |
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Time Period: |
12 Months |
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Applied Towards: |
Purchases |
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APR (Purchases): |
12.24% |
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APR (Cash Advances): |
23.24% |
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Finance Configuration: |
Average Daily Balance (including new purchases) |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
25 Days |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$19 on balances up to $400 and $38 on balances of $400 and over |
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Over-The-Limit Fee: |
$35 |
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Cash Advance Fee: |
3%, $5 minimum for Express Cash transactions |
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Balance Transfer Fee: |
There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction. |
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Introductory Rate Details: |
A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Bonus Miles: First Purchase: |
5,000 Points |
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Points per Dollar: |
1 Point |
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Additional Points: |
None |
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Point Details: |
Points can be redeemed for purchases at airlines, hotels, car rentals, cruise lines, travel agencies, tour operators, and on-line travel sites. Once the eligible purchase appears on the monthly statement, the cardholder may request the discount redemption to be applied. Points can only be redeemed toward a purchase in 7,500 increments, which is equal to a credit of up to $100, and they must be redeemed in a single request. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Various Internet account related services.
Access to OPEN: The Small Business Network services.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Lost luggage insurance.
Auto rental insurance.
Purchase protection.
Year-end financial statement.
Up to $100,000 in travel accident insurance.
Emergency card replacement.
Emergency check-in service.
See website for additional benefits.
Important Notes Regarding This
Offer
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Apply Now For American Express® Platinum Business FreedomPass(SM) Card
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