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| Credit Card Review |
The Advanta Platinum with Rewards Customized BusinessCard, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases.
Through the rebate program, cardholders will receive a bonus rebate of up to 5% on qualifying net purchases in the following categories: gasoline and diesel fuel, computers, computer supplies, electronics, and office supplies, utilities and telecommunications, and online advertising services. With just a few clicks of your mouse, you can apply for the Advanta Platinum with Rewards Customized BusinessCard. The amount of rebates earned on all other purchases is based on the following scale: .25% on up to $3,000 in purchases; .5% between $3,001 and $5,000; .75% between $5,001 and $15,000; 1% on purchases over $15,000. Cardholders will receive a $50 check following any billing cycle in which their unpaid earned rewards reach $50. Apply for the Advanta Platinum with Rewards Customized BusinessCard today and get a competitive interest rate. There is no limit on the number of rebates that can be earned.
Cardholders may also choose the travel rewards program, which allows them to earn one point for every dollar spent on all purchases made with the card. View the specifics of the Advanta Platinum with Rewards Customized BusinessCard, including intro APR, duration, regular APR, reward programs, etc. Points can be redeemed for various travel rewards or Advanta bonus cards. There is no yearly limit to the number of points that can be earned; however, points will expire after three years. Both programs are free. The following credit card offer is for the Advanta Platinum with Rewards Customized BusinessCard.
Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, online account access, and card personalization. Cardholders are also offered discounts on various products and services from participating retailers and merchants.
The card has no annual fee and has an attractive long term 0% introductory rate on balance transfers. This card also has a reasonably low interest rate that applies as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer.
Therefore, business owners who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Advanta Platinum with Rewards Customized BusinessCard has to offer.
Most Attractive Feature: No annual fee; discounts on various products and services; choice of travel rewards or cash back program.
Least Attractive Feature: Rebate restrictions.
Apply Now For Advanta Platinum with Rewards Customized BusinessCard
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Note: The review
of this Advanta Platinum with Rewards Customized BusinessCard from Advanta was updated on August 19, 2008
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| Key Card Information |
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Introductory Rate: |
0% APR for 15 Months |
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Applied Towards: |
Balance Transfers |
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Annual Fee: |
$0 |
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Additional Cardholders: |
$0 |
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Grace Period: |
n/a |
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Minimum Credit Limit: |
n/a |
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Maximum Credit Limit: |
n/a |
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Late Payment Fee: |
$19 if balance is less than $250; $39 if balance is $250 or more |
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Over-The-Limit Fee: |
$15 on balances up to $501; $29 on balances of $501 up to $1,001; and $39 on balances over $1,001 |
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Cash Advance Fee: |
3%, $5 minimum ($50 maximum for convenience checks) |
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Balance Transfer Fee: |
3%, $5 minimum, $90 maximum (with this introductory offer) |
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Introductory Rate Details: |
A 0% introductory rate is available on balance transfers for 15 months if a transfer is submitted during the application process. The APR for balance transfers after the introductory period will be a fixed rate of 7.99%. |
| The Rewards Program
Highlights |
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Expiration: |
None |
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Yearly Limit: |
None |
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Rebate Minimum: |
.25% |
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Rebate Maximum: |
5% |
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Additional Rebates: |
Cardholders will earn bonus rebates in their choice of one of the following categories: "gasoline and diesel fuel; computers, computer supplies, electronics, and office supplies; utilities and telecommunications; and online advertising services." The amount earned is based on the following scale: 5% on up to $1,200 in purchases; and 1% on purchases over $1,200. |
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Rebate Details: |
The amount of rebates earned on all other purchases is based on the following scale: .25% on up to $3,000 in purchases; .5% between $3,001 and $5,000; .75% between $5,001 and $15,000; 1% on purchases over $15,000. Rebate checks are automatically issued when the cardholder reaches $50 in earned rebates. |
| Additional Highlights of Interest |
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Special Card Benefits and Features
Important Notes Regarding This
Offer
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Apply Now For Advanta Platinum with Rewards Customized BusinessCard
Advanta Platinum BusinessCard with Rewards | Gold Delta SkyMiles® Business Credit Card |