Helpful information about Plastic cards

Plastic cards are the USA’s favorite way to pay. Plastic cards allow us to pay for goods and services virtually anywhere in the world, easily and conveniently, and provide a more secure alternative to cash and checks.

 Plastic cards
Credit Cards
A credit card allows you to pay for goods and services with credit up to a limit agreed with your card issuer. You have to pay back what you borrow - the costs, terms and conditions will vary from card to card and interest is normally charged.		 Charge Cards
These are similar to credit cards. They allow you to pay for goods and services on interest free credit but whatever you borrow must be paid in full at the end of a specified period, usually every month or you may incur fees. Cardholders may be charged an annual fee.		 Store Cards
Store cards are a type of credit card. They can be used in fewer places, often only in the individual shop or chain that issued it. Interest rates on these cards tend to be higher than on standard credit cards and credit limits tend to be lower. However, many shops provide special offers to their cardholders.
Debit Cards
When you use your debit card the money you spend is taken directly from your current account. As long as you have enough money in your account you can use your debit card to buy things in person, over the phone, by mail order and over the internet. It also enables you to withdraw money direct from your account, and may have a check guarantee and cash machine function. 		Charity/Affinity Cards
Some credit cards are issued on behalf of charities and other organizations like football clubs and universities. For this type of card the card issuer usually makes a donation to the charity or organization when the card is issued or each time that the card is used - at no additional cost to you.
Select the Type of Credit Card
  Business Cards | Charge Cards | Poor Credit | Canadian Cards |
Pre-Paid Cards | Regular Cards | Secured Cards | Student Cards
    Airline Rewards | Auto Rewards | Cash Rewards | Finance Rewards |
Gas Rewards | Hotel Rewards | Retail Rewards | Sport Rewards |
Travel Rewards | Other

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